Ph.D. University of Minnesota, 2004
"Mortgage Insurance Deductibles: An Idea Whose Time Hasn't Come," with Thorsten V. Koeppl (Commentary No. 485) Toronto: C.D. Howe Institute (July 2017).
"Mortgage Insurance as a Macroprudential Tool: Dealing with the Risk of a Housing Market Crash in Canada," (Commentary No. 420) Toronto: C.D. Howe Institute, July 2015, joint with Thor Koeppl.
The Rise in Consumer Credit and Bankruptcy: Cause for Concern? C.D. Howe Institute Commentary; 346. Toronto, Ontario (2012): C.D. Howe Institute. pp. 20.
"Not Here? Housing Market Policy and the Risk of a Housing Bust," C.D. Howe Institute e-brief. (August 21, 2010). pp. 5.
"Why Didn't Canada's Housing Market Go Bust? Economic Commentary," September. Federal Reserve Bank of Cleveland (2009). pp. 5. Available at:http://www.clevelandfed.org/research/commentary/2009/0909.pdf
Branching Out: The Urgent Need to Transform Canada’s Financial Landscape and How to Do It, C.D. Howe Institute Commentary; 251 (2007). Toronto, Ontario: C.D. Howe Institute. pp. 25. Financial Services, with T. V. Koeppl.